{"id":33306,"date":"2024-09-30T10:46:36","date_gmt":"2024-09-30T08:46:36","guid":{"rendered":"https:\/\/eurogip.fr\/germany-what-insurance-is-needed-for-private-conversations-at-work\/"},"modified":"2024-09-30T10:46:36","modified_gmt":"2024-09-30T08:46:36","slug":"germany-what-insurance-is-needed-for-private-conversations-at-work","status":"publish","type":"post","link":"https:\/\/eurogip.fr\/en\/germany-what-insurance-is-needed-for-private-conversations-at-work\/","title":{"rendered":"GERMANY: what insurance is needed for private conversations at work?"},"content":{"rendered":"

During working hours, it’s not unusual to have private conversations. But what happens if an accident occurs during these exchanges? Are employees covered by insurance? It depends, as the following examples show.<\/p>\n

The employee is covered if the professional activity remains at the heart of the situation. For example, talking briefly to the postman while receiving work-related mail is covered. Similarly, if an employee makes a personal call while travelling on work-related business, the accident is covered, provided the cause is related to the journey.<\/p>\n

However, an accident occurring during a prolonged interruption for personal reasons is not covered. For example, the Hesse Social Court ruled that a warehouse worker who was injured while returning from a three-minute private telephone call was not covered (ruling L 3 U 33\/11), as he had left his job for purely private reasons.<\/p>\n

To find out more<\/u><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

During working hours, it’s not unusual to have private conversations. But what happens if an accident occurs during these exchanges? Are employees covered by insurance? It depends, as the following examples show.<\/p>\n","protected":false},"author":4,"featured_media":33185,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[909],"class_list":["post-33306","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-abroad"],"acf":[],"yoast_head":"\nGERMANY: what insurance is needed for private conversations at work? - Eurogip<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/eurogip.fr\/en\/germany-what-insurance-is-needed-for-private-conversations-at-work\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"GERMANY: what insurance is needed for private conversations at work? - Eurogip\" \/>\n<meta property=\"og:description\" content=\"During working hours, it's not unusual to have private conversations. But what happens if an accident occurs during these exchanges? Are employees covered by insurance? It depends, as the following examples show.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/eurogip.fr\/en\/germany-what-insurance-is-needed-for-private-conversations-at-work\/\" \/>\n<meta property=\"og:site_name\" content=\"Eurogip\" \/>\n<meta property=\"article:published_time\" content=\"2024-09-30T08:46:36+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/eurogip.fr\/wp-content\/uploads\/2024\/09\/man-with-phone-homme-au-telephone.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1280\" \/>\n\t<meta property=\"og:image:height\" content=\"848\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Isabelle Leleu\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Isabelle Leleu\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/eurogip.fr\\\/en\\\/germany-what-insurance-is-needed-for-private-conversations-at-work\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/eurogip.fr\\\/en\\\/germany-what-insurance-is-needed-for-private-conversations-at-work\\\/\"},\"author\":{\"name\":\"Isabelle Leleu\",\"@id\":\"https:\\\/\\\/eurogip.fr\\\/en\\\/#\\\/schema\\\/person\\\/ecf33c1b8323512588da2815912dafbd\"},\"headline\":\"GERMANY: what insurance is needed for private conversations at work?\",\"datePublished\":\"2024-09-30T08:46:36+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/eurogip.fr\\\/en\\\/germany-what-insurance-is-needed-for-private-conversations-at-work\\\/\"},\"wordCount\":151,\"image\":{\"@id\":\"https:\\\/\\\/eurogip.fr\\\/en\\\/germany-what-insurance-is-needed-for-private-conversations-at-work\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/eurogip.fr\\\/wp-content\\\/uploads\\\/2024\\\/09\\\/man-with-phone-homme-au-telephone.jpg\",\"articleSection\":[\"Abroad\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/eurogip.fr\\\/en\\\/germany-what-insurance-is-needed-for-private-conversations-at-work\\\/\",\"url\":\"https:\\\/\\\/eurogip.fr\\\/en\\\/germany-what-insurance-is-needed-for-private-conversations-at-work\\\/\",\"name\":\"GERMANY: what insurance is needed for private conversations at work? - Eurogip\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/eurogip.fr\\\/en\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/eurogip.fr\\\/en\\\/germany-what-insurance-is-needed-for-private-conversations-at-work\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/eurogip.fr\\\/en\\\/germany-what-insurance-is-needed-for-private-conversations-at-work\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/eurogip.fr\\\/wp-content\\\/uploads\\\/2024\\\/09\\\/man-with-phone-homme-au-telephone.jpg\",\"datePublished\":\"2024-09-30T08:46:36+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/eurogip.fr\\\/en\\\/#\\\/schema\\\/person\\\/ecf33c1b8323512588da2815912dafbd\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/eurogip.fr\\\/en\\\/germany-what-insurance-is-needed-for-private-conversations-at-work\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/eurogip.fr\\\/en\\\/germany-what-insurance-is-needed-for-private-conversations-at-work\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/eurogip.fr\\\/en\\\/germany-what-insurance-is-needed-for-private-conversations-at-work\\\/#primaryimage\",\"url\":\"https:\\\/\\\/eurogip.fr\\\/wp-content\\\/uploads\\\/2024\\\/09\\\/man-with-phone-homme-au-telephone.jpg\",\"contentUrl\":\"https:\\\/\\\/eurogip.fr\\\/wp-content\\\/uploads\\\/2024\\\/09\\\/man-with-phone-homme-au-telephone.jpg\",\"width\":1280,\"height\":848},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/eurogip.fr\\\/en\\\/germany-what-insurance-is-needed-for-private-conversations-at-work\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/eurogip.fr\\\/en\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"GERMANY: what insurance is needed for private conversations at work?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/eurogip.fr\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/eurogip.fr\\\/en\\\/\",\"name\":\"Eurogip\",\"description\":\"Comprendre les risques professionnels en Europe\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/eurogip.fr\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/eurogip.fr\\\/en\\\/#\\\/schema\\\/person\\\/ecf33c1b8323512588da2815912dafbd\",\"name\":\"Isabelle Leleu\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/f3cc67d25190b9c8fc03b41a3a08d1a3f65084bac3fb332e444c9f15a811b63e?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/f3cc67d25190b9c8fc03b41a3a08d1a3f65084bac3fb332e444c9f15a811b63e?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/f3cc67d25190b9c8fc03b41a3a08d1a3f65084bac3fb332e444c9f15a811b63e?s=96&d=mm&r=g\",\"caption\":\"Isabelle Leleu\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"GERMANY: what insurance is needed for private conversations at work? - Eurogip","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/eurogip.fr\/en\/germany-what-insurance-is-needed-for-private-conversations-at-work\/","og_locale":"en_US","og_type":"article","og_title":"GERMANY: what insurance is needed for private conversations at work? - Eurogip","og_description":"During working hours, it's not unusual to have private conversations. But what happens if an accident occurs during these exchanges? Are employees covered by insurance? It depends, as the following examples show.","og_url":"https:\/\/eurogip.fr\/en\/germany-what-insurance-is-needed-for-private-conversations-at-work\/","og_site_name":"Eurogip","article_published_time":"2024-09-30T08:46:36+00:00","og_image":[{"width":1280,"height":848,"url":"https:\/\/eurogip.fr\/wp-content\/uploads\/2024\/09\/man-with-phone-homme-au-telephone.jpg","type":"image\/jpeg"}],"author":"Isabelle Leleu","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Isabelle Leleu","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/eurogip.fr\/en\/germany-what-insurance-is-needed-for-private-conversations-at-work\/#article","isPartOf":{"@id":"https:\/\/eurogip.fr\/en\/germany-what-insurance-is-needed-for-private-conversations-at-work\/"},"author":{"name":"Isabelle Leleu","@id":"https:\/\/eurogip.fr\/en\/#\/schema\/person\/ecf33c1b8323512588da2815912dafbd"},"headline":"GERMANY: what insurance is needed for private conversations at work?","datePublished":"2024-09-30T08:46:36+00:00","mainEntityOfPage":{"@id":"https:\/\/eurogip.fr\/en\/germany-what-insurance-is-needed-for-private-conversations-at-work\/"},"wordCount":151,"image":{"@id":"https:\/\/eurogip.fr\/en\/germany-what-insurance-is-needed-for-private-conversations-at-work\/#primaryimage"},"thumbnailUrl":"https:\/\/eurogip.fr\/wp-content\/uploads\/2024\/09\/man-with-phone-homme-au-telephone.jpg","articleSection":["Abroad"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/eurogip.fr\/en\/germany-what-insurance-is-needed-for-private-conversations-at-work\/","url":"https:\/\/eurogip.fr\/en\/germany-what-insurance-is-needed-for-private-conversations-at-work\/","name":"GERMANY: what insurance is needed for private conversations at work? - Eurogip","isPartOf":{"@id":"https:\/\/eurogip.fr\/en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/eurogip.fr\/en\/germany-what-insurance-is-needed-for-private-conversations-at-work\/#primaryimage"},"image":{"@id":"https:\/\/eurogip.fr\/en\/germany-what-insurance-is-needed-for-private-conversations-at-work\/#primaryimage"},"thumbnailUrl":"https:\/\/eurogip.fr\/wp-content\/uploads\/2024\/09\/man-with-phone-homme-au-telephone.jpg","datePublished":"2024-09-30T08:46:36+00:00","author":{"@id":"https:\/\/eurogip.fr\/en\/#\/schema\/person\/ecf33c1b8323512588da2815912dafbd"},"breadcrumb":{"@id":"https:\/\/eurogip.fr\/en\/germany-what-insurance-is-needed-for-private-conversations-at-work\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/eurogip.fr\/en\/germany-what-insurance-is-needed-for-private-conversations-at-work\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/eurogip.fr\/en\/germany-what-insurance-is-needed-for-private-conversations-at-work\/#primaryimage","url":"https:\/\/eurogip.fr\/wp-content\/uploads\/2024\/09\/man-with-phone-homme-au-telephone.jpg","contentUrl":"https:\/\/eurogip.fr\/wp-content\/uploads\/2024\/09\/man-with-phone-homme-au-telephone.jpg","width":1280,"height":848},{"@type":"BreadcrumbList","@id":"https:\/\/eurogip.fr\/en\/germany-what-insurance-is-needed-for-private-conversations-at-work\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/eurogip.fr\/en\/"},{"@type":"ListItem","position":2,"name":"GERMANY: what insurance is needed for private conversations at work?"}]},{"@type":"WebSite","@id":"https:\/\/eurogip.fr\/en\/#website","url":"https:\/\/eurogip.fr\/en\/","name":"Eurogip","description":"Comprendre les risques professionnels en Europe","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/eurogip.fr\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/eurogip.fr\/en\/#\/schema\/person\/ecf33c1b8323512588da2815912dafbd","name":"Isabelle Leleu","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/f3cc67d25190b9c8fc03b41a3a08d1a3f65084bac3fb332e444c9f15a811b63e?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/f3cc67d25190b9c8fc03b41a3a08d1a3f65084bac3fb332e444c9f15a811b63e?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/f3cc67d25190b9c8fc03b41a3a08d1a3f65084bac3fb332e444c9f15a811b63e?s=96&d=mm&r=g","caption":"Isabelle Leleu"}}]}},"_links":{"self":[{"href":"https:\/\/eurogip.fr\/en\/wp-json\/wp\/v2\/posts\/33306","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/eurogip.fr\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/eurogip.fr\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/eurogip.fr\/en\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/eurogip.fr\/en\/wp-json\/wp\/v2\/comments?post=33306"}],"version-history":[{"count":0,"href":"https:\/\/eurogip.fr\/en\/wp-json\/wp\/v2\/posts\/33306\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/eurogip.fr\/en\/wp-json\/wp\/v2\/media\/33185"}],"wp:attachment":[{"href":"https:\/\/eurogip.fr\/en\/wp-json\/wp\/v2\/media?parent=33306"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/eurogip.fr\/en\/wp-json\/wp\/v2\/categories?post=33306"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}