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According to Afa Försäkring’s new statistical report, more than 15,000 commuting accidents occurred in 2019 and 2020, mainly due to falls or cycling accidents. With differences between women and men.
Women are more likely to travel to work on foot, by public transport or by bicycle, and men by car or motorbike. While accidents on the way to and from work can be covered by statutory accident insurance – with the exception of picking up and dropping off children at nursery school – damage caused while driving a car or motorbike is covered by traffic insurance. These are therefore not included in the Afa report, which states that 67% of commuting accidents involve women.
There are two other gender differences. On the one hand, cycling accidents are the most frequent, followed by falls for men, while the opposite is true for women. On the other hand, men have a slightly higher proportion of accidents due to threats and violence than women. The main underlying reason is that they were robbed on their way to or from work.
Accident risk increases with age
The risk of accidents due to falls increases with age. It is 2.1 per 1,000 working women aged 55-64 and 1.5 for men. This is because young people find it easier to avoid injury in the event of a fall. They are more likely to recover from an accident and do not run the same risk of disability as older people. Women and men aged 55-64 also have a higher risk of bicycle accidents: 1.4 and 1.2 per 1000 employees respectively.
The statistics contribute to preventive work and form, among other things, the basis for decision-making in research projects in the field of work environment and health, funded by Afa Försäkring.